Thank you, Mr. Chairman.
I think one way government can help in this is through the tax system and how the succession is taxed when it rolls over. There are two things you have to guarantee when you turn your farm over to your children: you have to guarantee that you have a comfortable retirement and that your children are able to keep the farm going. Government can probably influence lenders in this country to look at more flexibility and innovation in the way they finance the succession of agriculture in Canada. They can look at that.
Those are basically the two things I think you can do to help on this side: the tax implications and flexibility in the lending. Not all farmers who are retiring are willing to spread this over a long time. Maybe they don't have a long time to spread it over; I don't know. I think the lending institutions will have to step in and try to make it happen.