Thank you very much, Mr. Chair. It's good to see our witnesses here today.
Thank you very much. Mr. Brennan, it's always good to see you. Long time no see.
I want to talk a little about the ACRA, the AgriInsurance piece of this. Listening to Mr. Orb, I almost felt as if I were in New Brunswick again. A significant hailstorm went through in July. If everything had stayed reasonable after that, a section of the area of New Brunswick would have been hit hard. We might have come out of it okay. However, a number of folks in that area weren't under the crop insurance.
To your point, 65% of the potato acreage is covered, and a significant number of grain acres aren't covered either. Here you brought up one point to say that the premium level may be secondary to the coverage level. Could you talk about a few other ideas that might encourage a higher take-up on the crop insurance? If we're going to start to see these isolated storms, that has to be our first line of protection for the producer.