I recognize and I thank OSFI for putting out this guideline, but unfortunately, it's the minimum. It doesn't make us move. Transparency is equivalent to a diagnostic. It's like telling a patient, “You have cancer. Bye-bye. See you later.” They have to mitigate, they have to manage and they have to reduce the emissions.
This is the way we manage risk. We have to control it, we have to mitigate it and at the end we really have to stop it. To stop it, we have to reduce emissions. To reduce emissions, we need the financial sector. The financial sector needs to be aligned with our climate commitments—maximum 1.5° and net zero 2050.