The one concern or question I had for the representative from the finance department revolves around the fact that no one has made a suggestion.... Maybe this further complicates things, and I certainly don't intend to do that, but we talk about the fact that the contribution will be made by the parent and withdrawn by the child/student. Part of the solution to this, I would think—and maybe it's been considered—is why wouldn't the income as withdrawn at the time by the child/student not be attributed against the parents' income when it's withdrawn? That's how an RSP works.
Don't even worry about it. Don't even answer it.
I have one final point, and that is— Sorry, I know you want to rush me along here, Mr. Chair—