Thank you very much.
I have a number of topics that I want to try to ask you about. Hopefully we can get to them all.
The first one relates to your February 21 report, which said, “PBO found that the Pension Act regime”, which was in place from 2006 to April 1 of this year, “is the most generous for the veterans”. It also stated:
From the perspective of the veteran, virtually all clients would be better off if they were to receive the benefits of the Pension Act.
Put a different way, that means veterans will now be worse off almost across the board under the new regime. Could you expand a little on your findings there and tell us exactly how much worse off you think veterans will be under that new regime?