If I may jump in, one of the issues and why the traditional rubric is frustrating for a lot of Canadians who are concerned about the very real threats of the climate crisis is that there doesn't seem to be the sense of urgency that I and many Canadians believe we have to have in order to try to get this problem under control. We continue to see huge investments in the fossil fuel industry and not enough of that being redirected towards initiatives that would lower our carbon footprint in order to try to follow the advice of the IPCC, for example, to keep warming around 1.5°C.
Do you think that incorporating these things more explicitly into the central bank's mandate could help foster a higher sense of urgency, not just in the Bank, but within the financial sector?