Thank you very much.
Just along those same lines—and I'm speaking to Ms. Durdin—credit unions provide a lot of banking services. We're glad that credit unions can still call the services they provide “banking services”, despite some of the debate over that with OSFI. Is there anything that distinguishes your banking services from the banking services of the larger banks from the point of view of the emergency measures orders, in the sense of whether it's any less important to communicate with credit unions in a timely manner than it is with banks?