There are indeed two issues with the National Housing Co‑Investment Fund.
Part of this fund is to help the lowest-income households, and the rest is to help finance that part. Rents can be very expensive to help finance about 30% of the housing that is a bit cheaper.
You are right. For some time now, we've been talking about affordable housing all the time, while the price of what is considered affordable is increasing as the average price of housing increases. However, incomes do not increase accordingly. The definition of affordable housing should be reviewed in relation to the ability to pay of tenant households.