If I were trying to relate this back to my own personal finances, I might think about Canadians who have bought homes and had to go out and get a mortgage. They can relate to this, right? You can get a mortgage at a variable rate, or you can lock it in for two years, four years or five years, and generally speaking, if you lock in for five years, that's the longest term that a bank will offer, but it allows you to have a lower rate for a longer period of time.
What I hear you saying is that we're locking it in over, in some cases, 30 years, to make sure that Canadian taxpayers for 30 years into the future are paying at today's lower rate.
Is that right?