First of all, I would encourage you to fill an additional opportunity for discussion with a room of scientists who have been working internationally over the last 30 or 40 years with the insurance and reinsurance industry globally.
We have been tracking the implications associated with climate change in terms of these events. There is no question that severity is increasing and frequency is increasing. You're asking me to peg one particular instance to a green development and I can't do that, in part because I'm not qualified to do that and in part because we are looking at systematic deterioration over time.
There is a certain amount of climate devastation built in that we won't be able to avoid, so I agree with Julie's point about ensuring that we are also focused on resilience and adaptation.
I would really encourage that this committee also take a look at the extensive amount of work that's been done by the global insurance and reinsurance industry.