We have exceeded the time for the answer. As I said, this is a sprint. The answer is $650.
You know that for a $2 dentist bill, not only are you going to give $650 to a family, a family that might be excluded in any case if it is in Quebec, because that is what you are doing, but the difference between the two will never be invested in Quebec's public plan to offer real dental care to another child who needs it.
As an economist, you know how insurance works.