Thank you, Mr. Chair.
I'll just make sure that I am speaking to the right one. This is the one about the Governor of the Bank of Canada's remarks. Is that correct? Yes.
I've said before to my colleagues on this committee that I am more than happy to actually have the governor come to speak about the impacts the banks have had on the housing crisis. I think about the fact that we have the Competition Bureau here today. We know that the big banks in Canada are surprisingly aligned in mortgage rates in this country.
I know that many people were advised not to lock into their mortgages at the beginning of last year, when we saw the mortgage rates rising. I feel strongly that this is about sales and sales targets. I know a number of people who work in the banking industry in Canada who, every single morning, are basically driven to meeting a sales target that day. I think the banks have lost sight of serving consumers. I certainly know many families in my riding that have had to change their living conditions because of these rising interest rates.
I'm sorry to say that I won't support this motion. However, I certainly would support having the Governor of the Bank of Canada come to this committee and be accountable for the fact that so many people can no longer afford their mortgage payments and account for whether they were involved in making sure that people didn't lock in when they knew they were going to be raising interest rates over time.