Mr. Speaker, I agree with the hon. member on one point. Niagara is an outstanding place. As the former commander of the Lincoln and Welland Regiment, I know that well.
The hon. member is entirely wrong, because this would offer a vehicle for many people who do not have the option of a large company pension plan or are in the more modest and medium income brackets. This would give them greater potential. It would be another tool in the toolbox.
This is a government that looks to the long term of Canadian prosperity and Canadians' well-being, and this tool in the toolbox would help Canadians save over the long term for their retirement. As with so many other programs, this is yet another program that would help many Canadians be able to do that and look forward to a very comfortable retirement in the years to come.