Mr. Speaker, I would first like to say that we could pick any point in time to suit an argument on the returns of the stock market.
The whole point behind the PRPP is that it is over a lifetime, with the dollar cost averaging over 40 years. With a tax-free savings account, RRSPs and now this program, we would provide Canadian working families a great opportunity for their retirement future.
I wonder if the member could talk about the importance of fiscal and financial literacy for Canadians of all ages moving forward for their retirement.