Environment committee  That's a great question. Citizens' Climate Lobby volunteers gather expert information and condense it into documents that we call "laser talks". It was shocking to read the data that our volunteers had put together. Here in Canada, there are over 1.5 million high-risk households that cannot obtain affordable flood insurance.

Environment committee  Thank you for the privilege of speaking with you today. My name is Cathy Orlando. I work as the director of programs at Citizens' Climate International and am a director of Citizens' Climate Lobby Canada. I live in Sudbury, Ontario. I've been concerned about the climate crisis my whole adult life.

Environment committee  Yes, I will. Caterina is a retired actuary. She has been concerned about climate change for about 30 years. As an actuary, she joined actuarial committees studying climate change and sustainability. She chaired the committee that created the Actuaries Climate Index in about 2013.